suspicion that perhaps some of the transactions involved may have been used to funnel money to hezbollah, hamas, terrorist groups, et cetera. and guys, let's keep going because i want to read you something here. those are bad enough. i'm going to give you the orders of the new york state department of financial services as pertains to standard chartered in just a moment. i want to read you this. in october of 2006, the ceo for the americas for standard chartered bank wrote to the group executive director at headquarters in london, that the iranian business has the potential to cause very serious or even catastrophic reputational damage to the group. as quoted by that same branch officer, the group director in london replied, either by e-mail, phone or in person, you f-ing americans, who are you to tell us the rest of the world that we're not going to deal with the iranians? standard chartered bank has now been ordered to by the new york state department of financial services appear before the superintendent of financial services to demonstrate why its license to operate in the state of new york